Momentum 2025
Whistler, BC | Oct 6 - 8, 2025
Days
Hrs
Min
Sec

Investor Relations

As the top choice for financial, digital banking and payment products and services across Canada, we’ve earned the trust of more than 300 financial institutions.

Thinking of investing in Central 1?

Central 1 has size and strength. Every day, more than five million Canadians use our services without having to stop and think how it all works—because it works so well.

We manage the liquidity of the B.C. and Ontario credit union systems, providing them with a variety of funding programs and investment products. This combined with our commitment to responsible investment practices ensures Central 1 fuels a strong, stable and sustainable credit union system for the long-term.

We are a financially strong organization with industry leading capital ratios, with assets of $11.6 billion as of September 30, 2024. In addition to our intrinsic liquidity of credit union deposits, we maintain access to external funding and capital via the capital markets. Central 1 has accessed fixed income markets for over a decade issuing Medium Term Notes (MTN) and Subordinated Debt and maintaining an active Commercial Paper (CP) program.

July 2018 marked the 10th anniversary of the creation of Central 1 Credit Union. Over the past decade since the merger of Credit Union Central of B.C. and Credit Union Central of Ontario in 2008, Central 1 has made some significant achievements:

We look forward to many more anniversaries and milestones as we continue to serve the Canadian credit union system.

Since 2008 when Central 1 was created, Ontario credit union assets have increased by $52.4 billion while B.C. credit union assets have increased $39.5 billion
Membership in credit unions in Ontario have Increased by 30 per cent and in B.C. by 16 per cent over the last 10 years
Our involvement in the Canadian financial industry began in the early 1940s – 1941 saw the formation of the Ontario Credit Union league & in 1944 B.C. Central Credit Union was created.

Ratings, numbers and regulation

With assets of $10.8 billion as of March 31, 2025


We represent credit unions with $146.5 billion in total network assets


We are regulated by the B.C. Financial Services Authority and designated a Domestic Systemically Important Financial Institution (D-SIFI)


Our debt securities are rated by Dominion Bond Rating Service (DBRS) and Fitch Ratings


Credit ratings 

DBRS* Fitch
Senior Debt A (high) A-
Subordinated Debt A BBB
Short-term Debt R-1 (mid) F1
Rating Outlook Negative Stable

Quarterly and annual financial documents

Our quarterly and year end reports outline financial highlights, management’s discussion & analysis, financial summaries and the interim consolidated financial statements. We also file these reports in the System for Electronic Document Analysis and Retrieval (SEDAR).

26 Jun 2025
Annual Financial documents
Annual Reports

Annual Report 2024

View report
29 May 2025
Quarterly Financial documents

Quarterly Report – First Quarter 2025

View report
13 Mar 2025
Annual Financial documents

2024 Annual Financial Documents

View report
21 Nov 2024
Quarterly Financial documents

Quarterly Report – Third Quarter 2024

View report

Previous Reports

Annual Report 2024

View annual report


Annual Report 2023
View report
Annual Report 2022
View report Online
Annual Report 2021
View report Online

We use cookies to enhance your browsing experience and analyze our website traffic. By selecting 'Accept All', you agree to our use of cookies. For more details, please review our Privacy Policy.