Investor Relations

Thinking of investing in Central 1?

Central 1 has size and strength. As the top choice for financial, digital banking and payment products and services across Canada, we’ve earned the trust of more than 300 financial institutions. Every day, more than five million Canadians use our services without having to stop and think how it all works—because it works so well.  

We manage the liquidity of the B.C. and Ontario credit union systems, providing them with a variety of funding programs and investment products. This combined with our commitment to responsible investment practices ensures Central 1 fuels a strong, stable and sustainable credit union system for the long-term.

We are a financially strong organization with industry leading capital ratios, with assets of $11.4 billion as at August 29, 2023. In addition to our intrinsic liquidity of credit union deposits, we maintain access to external funding and capital via the capital markets. Central 1 has accessed fixed income markets for over a decade issuing Medium Term Notes (MTN) and Subordinated Debt and maintaining an active Commercial Paper (CP) program.

July 2018 marked the 10th anniversary of the creation of Central 1 Credit Union. Over the past decade since the merger of Credit Union Central of B.C. and Credit Union Central of Ontario in 2008, Central 1 has made some significant achievements:

  • Since 2008 when Central 1 was created, Ontario credit union assets have increased by $52.4 billion, while B.C. credit union assets have increased $39.5 billion
  • Membership in credit unions in Ontario have increased by 30 per cent and in B.C. by 16 per cent over the last 10 years
  • Our involvement in the Canadian financial industry began in the early 1940s – 1941 saw the formation of the Ontario Credit Union league & in 1944 B.C. Central Credit Union was created.

We look forward to many more anniversaries and milestones as we continue to serve the Canadian credit union system.