- We hold over $12 billion in deposits
- We’re regulated by the Financial Institutions Commission of BC
- We’ve been designated a Domestic Systemically Important Financial Institution (D-SIFI) by FICOM
- We’re subject to additional regulations to safeguard our depositors and investors
Central 1 is the right choice. We help maintain the liquidity of the Ontario and B.C. credit union systems, have an excellent credit rating, and manage more than $18 billion in assets. We’re a solid choice not only because of our liquidity but because of our determination to power Canada’s financial institutions towards a better future.
/Derivatives and Foreign Exchange
To hedge or not to hedge? That is the question.
Central 1’s experienced Capital Markets Group is here to help you develop hedging strategies to enhance your balance sheet. Our team brings a wealth of diverse trading experience to the job. You’ll get the education and support you need to create a winning strategy in the derivatives and foreign exchange markets.
Trust us to offer you transparent pricing, regular advice, and strategic guidance, as well as regulatory advocacy conducted on your behalf. With a strong capital markets presence, and a great credit rating, you can look forward to top-tier derivative pricing that comes from working with us.
/Residential Mortgage Securitization
You can achieve stable and diverse growth.
Looking for a way to unlock your balance sheet growth, lower your cost of funds, and attain funding diversification? Look no further than our Residential Mortgage Securitization products.
We’ll help you improve your financial margins and achieve better liquidity management. Our team has a decade of experience guiding over 35 financial institutions through more than $7 billion in securitization transactions. Our large volumes ensure cost-effective administration, and combined with the strength of our credit rating, provide the guarantees and swap counterparty services needed to securitize prime residential mortgages.
/Deposits & Investing
Your gateway to the capital markets.
Want to bridge the gap between you and the capital markets? Look no further than Central 1. Choose to invest in our competitive deposit products or use Central 1’s flexible securities trading and custodial services. Either way, we’re here to help.
Simply buy and sell securities that we hold in custody for you and settle them in Central 1’s current account. We’ll give you full access to capital markets as well as access to our trading platforms and counterparts relationships. Everything you need to invest successfully is here for you. No minimums required.
/Lending & Syndication
We bring our size, scale, and smarts to everything we do.
We use our strength and size to our advantage. Our large client roster and strong credit rating enable us to negotiate amazing deals to satisfy even the largest clients. We bridge liquidity gaps, provide clearing lines and capital market facilities for clearing & settlement needs, as well as provide letters of credit and financial guarantees.
We also bring financial institutions like yours together with those seeking capacity for abundant commercial loan demand. It’s a marriage that has worked for more than two decades and over $2.5 billion in authorized syndications. We’re proud of the diverse commercial investment opportunities we create for our clients. We have boots on the ground where we lend, giving us practical and strategic insight into the investments we make.
Conservative, prudent and smart. Our commercial loan portfolio has had zero losses in over eight years.
/Williams Lake & District Credit Union