Treasury

Five key trends shaping the financial landscape in 2025

This year, the financial services landscape continues to experience significant transformation, bringing both challenges and opportunities. Central 1 is committed to equipping you with timely updates and expert advice to help you stay informed and prepared for these changes — all in complement with our products and solutions to boost your success. Here are five key themes poised to influence...

Go for gold: Unlock the winning investment of precious metals

This summer, Team Canada brought home nine gold medals from the Paris Olympic Games, part of the country’s second-highest medal count at an Olympic Summer Games. In the case of the Paris winning medals, each boasts six grams of pure gold covering a solid silver disk, with, in this case, the added flourish of an iron piece from the Eiffel...

Leading the way of risk-informed decisions for financial institutions

Earlier this year, Central 1’s Treasury team identified five key themes that will potentially impact financial institutions’ decision making and performance in 2024. The first theme is heightened risk management. This theme emerged prominently as regulators take a more active role in overseeing risk management and governance leading to increased demands on financial institutions. Credit union Treasurers and Risk teams...

Rising cross-border payments: a new revenue opportunity for credit unions

A recent study from Payments Canada reveals that one in five Canadians sent money internationally in the last 12 months, an increase of 33 per cent since 2022. Whether it’s owning property overseas, supporting family, paying for tuition, or international travel, there are many reasons why the demand for cost-effective, secure and efficient money transfers is expected to rise.   However,...

Beyond banking: An interview with Central 1 Treasury leader, Natalie Ebanks

In a 2023 study by DBRS Morningstar, it was reported that 44% of leaders of credit unions and smaller financial institutions were women, a notable contrast to the 33% representation within traditional banks. These numbers not only signal progress but also inspiration demonstrating that credit unions are ahead of the curve in creating more inclusive and empowering workplaces in a...

Central 1’s Treasury Analyst Day: Foster a Treasury learning community

In recent years, treasurers within the financial sector have navigated an increasingly complex landscape, marked by unprecedented challenges such as the global pandemic, heightened regulatory demands and emerging trends like rising interest rates. As part of our ongoing commitment to empower a thriving credit union system, Central 1 introduced the Treasury Analyst Day in 2022. Why Treasury Analyst Day? A...

Central 1 launches Canada’s first Treasury Knowledge Centre for credit unions

Vancouver B.C., April 5, 2022 – Central 1 is excited to launch the Treasury Knowledge Centre, a one-stop resource available to all Central 1 treasury members and clients and the first of its kind in Canada for credit unions. The Treasury Knowledge Centre provides access to the latest market insights and trends, treasury product knowledge and training, education resources and news...

3 Tips on budget planning in an uncertain inflationary environment

How much liquidity is enough for a rainy day? It’s a question on credit union leaders’ minds right now amid the backdrop of rising interest rates and pent-up consumer savings, but there are steps you can take to ensure a successful business strategy for 2022. Credit union excess liquidity remains near an all-time high compared to pre-pandemic levels due to...

Part 2- Central 1’s Brent Clode: Leading the Treasury team through a pandemic

In part 1, we learned about the events that transpired in spring 2020 when COVID-19 was declared a pandemic and how the Treasury business supported members. In part 2, we learn more about Brent’s extensive financial services experience, his role at Central 1 and the lessons learned in the past year. Drawing from experience Reflecting on the past year, only...

Central 1’s Brent Clode: Leading the Treasury team through a pandemic

We had an opportunity to sit down and interview Central 1’s Chief Investment Officer Brent Clode. In this two-part series, we get an insider’s look into how Brent and the Treasury business supported the credit union system and what transpired in spring 2020. Having worked through the dot-com bubble, 9/11 and the global financial crisis, Central 1’s Chief Investment Officer...