Complete payment solutions
Your one-stop shop for payment services across exchange, clearing, and settlement.
Central 1 is an integral part of Canada’s banking system.
We process more than 645 million payments annually on behalf of 295 financial institutions for over five million Canadian individuals and businesses. You’ll be connected to one of Canada’s best payment systems with solutions that are compatible with any core banking system and modern digital platform.
Global Partnerships
Access our trusted partners with Canadian and global experience in modernizing and managing payments utilities.
Operational Excellence
We’re operational experts with over 20 years of experience running a best-in-class payments service.
Universal Connectivity
Our turnkey solutions with flexible integration options ensure a frictionless front-line experience at your financial institution.
Collaborative Working Model
We advocate on behalf of our clients through strategic partnerships.
24/7/365 Support
Get help any time with incident response and fraud monitoring for all payments services.
Value-added Services
Learn from Central 1’s in-house experts on topics like client experience, operations, risk management, and cyber security.
Safety & Soundness
Get safe and reliable payments services with a continuously evolving risk approach including ISO/IEC 27001 certification.
Industry-Approved
Our approach to payments is recognized by the industry experts at Payments Canada and trusted by 295 financial institutions.
“Central 1’s full suite of payment offerings enables ATB to continue delivering frictionless experiences to our customers across banking channels.”
We work with leaders in the Canadian payments space
Central 1 positions your organization for growth through our modernized commodity payments infrastructure.
Central 1 supports clients as they transform to comply with new industry mandates through ongoing feedback and knowledge sharing.
Payment solutions that let your customers pay their way.
Interac e-Transfer®
Central 1’s partnership with Interac means your organization can look forward to ongoing payment innovation that’s fast, user-friendly, and fully integrated into the digital banking platform of your choice.
Wires
Our web-based wire service lets you send and receive funds nationally and abroad in more than 90 currencies. The demand for wires continues to grow as Central 1 processes more than 300,000 annually.
Automated Funds Transfer
Pre-authorized debits and direct deposit transactions are faster, more accurate, and secure. Perfect for recurring payments like payroll, strata fees, and mortgage payments.
Bill Payments
We support over 9,000 billers and counting so your customers can pay bills their way. Streamline payments processing and data storage to the highest international security standards.
CRA Payments Business Taxes
Business customers can easily remit taxes like corporate GST/HST, and payroll to the Canada Revenue Agency and provincial agencies through online banking.
Discover user-friendly online foreign exchange solutions.
- 24/7 international transfers
- Create FX drafts online
- Buy and sell 80+ foreign currencies
- Clear foreign cheques
We are the first to introduce cheque imaging in Canada.
And we’ve done it again with the first image exchange deal between us and the Big Five banks.
Branch Capture
Capture cheque images in-branch and send them to Central 1 for faster processing.
Corporate Capture
Offer your business customers the option to deposit CAD and USD cheques right from their offices.
Mobile Deposit
Deposit Anywhere™ was the first-to-market Canadian mobile deposit solution.
Meet with our team to learn more how Central 1’s API strategy delivers seamless platform-agnostic payments solutions.
Central 1’s Payments Expertise
Payment modernization
As financial services continue to evolve, we play a crucial role by providing faster, data-rich payments solutions to your customers.
Exchange, clearing & settlement
Every year, we process over half a billion paper and electronic clearing items through ATMs, POS devices, and Interac e-Transfer®.
Fraud & risk management
Our innovative fraud and risk framework is designed to keep you safe and sound while ensuring compliance and supporting open access.
Already a client? You have unlimited access to the Payments Centre
As a payments solutions client, this is your exclusive destination for product training sessions, payment modernization resources, customer playbooks, news updates and more!
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