Interac e-Transfer®

Everything you need to offer one of Canada’s favourite ways to pay.

Save time and money with a truly all-inclusive offering.

When you partner with Central 1, you not only get everything you need to successfully offer the Interac e-Transfer service to your customers, you get value-added services that only we provide.

Why choose Central 1 for Interac e-Transfer?

seamless connectivity

Experience seamless connectivity

We’re integrated to many Canadian banking hosts and support over 20 hosted environments so you’re never starting from scratch. We’ll work with you and your banking host to integrate the latest features, so you can save time on everything from initial implementation to future updates.

digital platforms

Launch on any digital platform

Interac e-Transfer features are built into Central 1’s proprietary digital banking platforms, Forge and MemberDirect®, and our APIs make it easy to integrate and customize experiences within any other digital platform of your choice.

Protect yourself and your customers

Incident response and cyber fraud monitoring are included. You’ll benefit from our in-house Fraud Solutions Team and state of the art fraud detection systems, protecting your customers and lowering your risk of fraud losses.

Interac e-Transfer Features

Interac e-Transfer

Send money

Conveniently send up to 25K in Canadian funds to anyone with a Canadian bank account via email address or mobile number.

Enhanced Features

Enhanced Features offer new ways for individuals and small businesses to get paid quickly and conveniently.


An even easier way to get paid with funds automatically deposited into a linked account no login or security question required.

Request Money

Get paid faster and on your terms by requesting money from a contact through online banking.

Scheduled and Recurring

Set up your pre-authorized or recurring payments in advance so you no longer miss any of those important payments again!

Interac e-Transfer for Business

The newest update modernizes the Interac e-Transfer service and provides features that make it even more attractive to both individuals and businesses.

Account Number Routing

Initiate payments with greater flexibility using account numbers in addition to an email or phone number.

Real-Time Confirmation

Stop wondering about the status of your transfer with payment confirmation in 5 seconds or less.

Rich Remittance Data (Standardized ISO Messaging)

Spend less time on payment processing by including richer data, such as invoices, directly with your payment.

Create a unique customer experience

With APIs provided by Central 1 you can integrate Interac e-Transfer to any digital platform and create user experiences customized to your FI.

Interac e-Transfer – what’s in it for your financial institution?

Increase online activity

Boost your customer engagement with a highly sought-after feature that drives increased banking activity.

Attract & retain customers

Engage tech-savvy customers looking for payments features that fit their self-serve, mobile banking needs.

Increase profit

Gain another revenue stream through payments initiated by your customers, particularly high-value transactions.

Better serve small business

Be the payments partner small businesses and sole proprietors need by making Interac e-Transfer for Business features available to all customers.

Close the perception gap

Bust the myth that the larger banks are the only innovators out there by offering the latest Interac e-Transfer technology.

Reduce costs

Give customers an easier option for payments, directing them away from channels that are more costly to implement or maintain.

Ready for more information?


Central 1 payments is integrated to many of the Canadian Banking Providers and is connected to over 20 hosted environments for the Interac e-Transfer service. If your hosting situation is new to us, we’ll work with your provider to ensure a smooth implementation.

Yes, Interac e-Transfer is available through Central 1’s proprietary digital banking platforms or any other digital platform via API.

Implementing Enhanced Features is a pre-requisite to your Interac e-Transfer for Business implementation. The new features launching with Interac e-Transfer for Business build on the existing capabilities and make Interac e-Transfer an even more attractive payment method for businesses.

Yes, you can offer the Interac e-Transfer for Business capabilities to retail and business customers. Interac requires that financial institutions offering Interac e-Transfer allow receipt of account number routed transactions to all eligible accounts including retail and business. In offering the send capabilities, you may want to consider which features make sense for each customer segment and customize your offering accordingly.

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