Barclay joined Central 1 in 2025 as Central 1’s Chief Payments Officer, bringing more than 20 years of experience in both Canadian and international payments and financial services. He has held multiple executive roles at TD Bank, including VP and Head of Product, Canadian Credit Cards – where he led the largest product and loyalty transformation in the bank’s history. At TD, he also served as VP, Customer Strategy and VP, Decision Sciences and Payment Networks. Earlier in his career, Barclay spent 13 years at American Express, leading end-to-end payments businesses and some of the company’s largest global partnerships. He most recently served as Chief Payments Officer at Metrolinx.