International Transfers is a low-cost foreign exchange solution for credit unions.
Let your members transfer money internationally through online banking, 24/7.
Fast, easy, and secure
Our strategic partnership with AFL International Transfers gives you access to their proprietary technology–a proven solution designed for Canadian credit unions.
Online anytime, anywhere
International transfers through online banking reduce branch visits.
Advanced security
Money travels with 256-bit encryption through a FINTRAC regulated entity.
Online anytime, anywhere
International transfers through online banking reduce branch visits.
Fast online delivery
Next-day delivery in North America and two business days globally.
Proven Canadian solution
A Canadian solution designed for Canadian credit unions.
Guaranteed transfer amount
The amount your members send is what will be received.
Available Currencies
Argentina (ARS) $
Australian Dollar (AUD) $
Bahrain (BHD) BD
Czech Koruna (CZK) Kč
Euro (EUR) €
Hong Kong Dollar (HKD) $
Hungarian Forint (HUF) Ft
Indonesia (IDR) Rp
Indian Rupee (INR) ₹
Japanese Yen (JPY) ¥
Korean Won (KPW) ₩
Malaysia (MYR) RM
Mexican Peso (MXN) $
New Zealand Dollar (NZD) $
Norwegian Krone (NOK) kr
Philippino Peso (PHP) ₱
Polish Zloty (PLN) zł
Romania (RON) Leu or Lei
Singapore Dollar (SGD) $
South African Rand (ZAR) R
Swedish Krona (SEK) kr
Swiss Franc (CHF) Fr
Thailand Baht (TBH) ฿
Turkish Lira (TRY) ₺
UK Sterling (GBP) £
United Arab Emirates (AED) Dh or Dhs
US Dollar (USD) $
How it works
International Transfers is integrated within your trusted online banking platform where your members can make transfers across the globe easily and securely.
A win for your credit union, and your members
With simple setup and no implementation fees, International Transfers will help you improve member experience and compete with Canadian banks.
Offering International Transfers helps keep you competitive now and into the future.
International Transfers is available for your retail customers and for your small business clients.
Internationals Transfers – Retail
International Transfers makes everyday transactions easier for
your retail customers.
- Buying an overseas property or holiday home abroad
- Paying for overseas tuition fees for child or grandchild
- Overseas investments
- Sending money to friends or family who live overseas
- Paying for accommodation and holidays overseas
- Supporting a family member who is travelling overseas
- Paying for a wedding abroad
- Overseas mortgage payments
- Paying for work to be completed overseas
- Paying for overseas medical expenses
- Paying for bills overseas
International Transfers – Small Business
International Transfers for small business lets your members compete globally.
- Settle invoices from foreign service providers
- Handle international sales and customer payments
- Pay for international shipping and logistics
- Manage overseas subsidiaries or branches
- Settle royalties, licensing fees or intellectual property payments
- Support international expansion and market entry
- Make international tax payments or settle cross-border obligations
- Fund international conferences, trade shows or business travel
Solution comparison between Retail & Small Business
| Functionalities | Retail Banking | Small Business Banking |
|---|---|---|
| Single sign on |  Applicable for a retail individual |
By Small Business (Signors and Delegates) |
| Registration | Applicable for a retail individual |
Applicable for both Signors and Delegates |
| User Management |  |
Signor claims the admin role to add/remove user and roles (max: 1 signor as admin) Assign roles accordingly as per Small Business Manage approval limits |
| Approvals | |
Approvals (as per the roles set by the signor) Recipient addition FX Transaction |
| Notifications via email | Applicable for a retail individual |
Signors and delegates will receive email notifications accordingly for relevant events (invitation, awaiting approvals, transaction confirmation etc.) |
| List of accounts to use | All applicable retail accounts (CAD only) |
Only business accounts (CAD only) No consolidated / personal accounts |
| Transaction limits | Depends on bill payment limit |
Depends on bill payment limit |