Investment funding
Support instant account funding so investors can act on opportunities fast before markets close.
Problem:
A day trader spots an opportunity late in the trading day and needs to quickly move funds into their credit union investing account. Doing so relies on transfers from another institution, which settle in batches and may not complete until after markets close. This delay can mean missed trades and frustration.
Solution:
The Real-Time Rail ensures funds move instantly into the investment account. With the money available in seconds, the trader can act on the opportunity before markets close.
What this unlocks for you:
Time-critical funding keeps active investing decisions within your institution
Note: As the RTR matures, more payment types and fintechs are expected to introduce real-time capabilities. This use case library highlights potential near- and longer-term opportunities. At launch, most payments are expected to continue using batch processes.