Today Payments Canada announced it has launched the Real-Time Rail (RTR). This is a significant moment for our country’s payments system. The RTR is a foundational platform and a catalyst supporting innovation in the Canadian payment ecosystem, empowering leading financial institutions to create new products, services and solutions that can leverage the power of the RTR.

For Central 1, the RTR is an opportunity to enable speed, convenience and next generation payments capabilities for our clients, to compete confidently as consumer-money movement behaviours and expectations progress. Over the next year, we’re proud to be connecting our clients to this new infrastructure and helping shape the future of payments in Canada.

We’re excited about the milestones ahead in the coming year and what they will mean for our clients as real-time payments become a reality in Canada.

Explore our resources below.

Are you a payments client?

Access resources to support your RTR journey including:

• 2026 Payments Planning Guide – Outlining key milestones, action items and timelines
• Fraud readiness – Key fraud and compliance considerations for real-time payments

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If you want to explore how RTR fits into your strategy, connect with your Account Executive.