Inventory payments
Power pay-on-delivery supplier payments, helping businesses preserve working capital and order with confidence.
Problem:
Fresh inventory creates a constant balancing act for a grocer. Today, distributor payments are typically made through batch-based processing, which can delay when funds arrive and pushes the grocer to prepay to keep deliveries on schedule. Because of uncertain demand, the grocer may over-order, tying up cash and increasing the risk of spoilage and margin loss on perishable goods.
Solution:
With the Real-Time Rail, funds move instantly with clear confirmation and reference details. Distributors can be paid as deliveries arrive, allowing the grocer to preserve working capital and order more precisely based on actual demand.
What this unlocks for you:
Real-time supplier payments centre cash flow within your institution
Real-time settlement drives reliance on your digital channels for supplier payments
Note: As the RTR matures, more payment types and fintechs are expected to introduce real-time capabilities. This use case library highlights potential near- and longer-term opportunities. At launch, most payments are expected to continue using batch processes.